The tax advisory information and the links to other sites have a buyer beware clause.  That means that if you are looking for general information, then you should only use this information in a general manner.  If you are looking for specific information,  and you are an existing client you should talk to me directly.  There are always exceptions to each and every personal tax issue,  you should always talk to your accountant for specific issues and needs.  The investment links are published solely for informational purposes and are not solicitations nor offers to buy or sell any stock, mutual fund or other security. The sites do not attempt or claim to be a complete description of the securities, markets, or developments referred to in the material. All expressions of opinion are subject to change without notice. I do not undertake to advise anyone on investments or strategy of same.  The information is obtained from internal and external sources which I considers reasonably reliable, but I have not independently verified such information and do not guarantee its completeness.